Huntington Bancshares Projects Record Interest Income for 2026
Huntington Bancshares expects record interest income in 2026 driven by expansion and rate cuts. The bank forecasts double-digit growth and smooth acquisitions.
Insights:
Huntington Bancshares announced on Thursday that it expects record net interest income for the full year 2026, driven by a combination of robust loan demand and the impact of recent strategic acquisitions. The regional banking giant projects its net interest income to grow between 10% and 13% on a standalone basis compared to the $6.06 billion reported for 2025. This growth is further bolstered by the pending acquisition of Cadence Bank , which is anticipated to contribute an additional $1.85 billion to $1.90 billion to the total forecast for the year.
The optimistic outlook comes as the US 
USbanking sector experiences a pickup in borrowing activity, supported by recent interest rate cuts from the U.S. Federal Reserve. These conditions have allowed Huntington Bancsharesto see easing deposit costs and expanding margins. For the fourth quarter of 2025, the company reported that interest income climbed 14% to $1.6 billion. Average total loans and leases also saw a significant increase of $18.4 billion, or 14% over the year earlier, inclusive of the Veritex Holdings acquisition impact.
USbanking sector experiences a pickup in borrowing activity, supported by recent interest rate cuts from the U.S. Federal Reserve. These conditions have allowed Huntington Bancsharesto see easing deposit costs and expanding margins. For the fourth quarter of 2025, the company reported that interest income climbed 14% to $1.6 billion. Average total loans and leases also saw a significant increase of $18.4 billion, or 14% over the year earlier, inclusive of the Veritex Holdings acquisition impact.
