U.S. Bancorp reports record revenue and profit surge as rate cuts lift demand
U.S. Bancorp reported a 23 percent rise in fourth-quarter profit to $2.05 billion as revenue hit a record. This was driven by lower costs and Fed rate cuts.
Insights:
U.S. Bancorp announced its fourth-quarter 2025 financial results on January 20, 2026, revealing a net profit of $2.05 billion. This figure represents a 23 percent increase compared to the $1.66 billion earned during the same period a year earlier. Earnings per share for the fifth-largest lender in the US 
USrose to $1.26 from $1.01 in the prior year quarter. The growth was supported by total quarterly revenue that jumped 5.1 percent to reach a record $7.37 billion.
USrose to $1.26 from $1.01 in the prior year quarter. The growth was supported by total quarterly revenue that jumped 5.1 percent to reach a record $7.37 billion.
