Terms and Conditions of Service
Effective Date: 3 November 2025
Welcome to IUX24 Media LTD
These Terms and Conditions of Service (“Terms”) constitute an agreement between the user (“you”) and IUX24 Media LTD, which operates as a content website providing tools, articles, news, financial information, and AI-powered research for finance and investment.
These Terms govern your access to and use of the website www.iux24.com (including all subdomains and subdirectories) and all services provided by IUX24 Media LTD (the “Services”), and apply to all access to and use of the website.
By accessing, linking to, or using this website, or by using any services on this website, you acknowledge that you have read, understood, and fully agreed to be bound by all of these Terms.
Please read our Privacy Policy, Cookie Policy, Risk Disclaimer, and any other applicable terms and policies (the “Policies”) before using the Services. If you do not agree with these Terms, you must immediately stop using the Services.
You confirm that you are over 18 years of age (and not below the minimum legal age required in your jurisdiction). The Services are not available to users under the age of 18.
If we become aware that an account has been registered by a person under the age of 18, we reserve the right to suspend or delete such account immediately without prior notice.
1. Overview of Services
IUX24 Media LTD provides financial news, market insights, in-depth analysis, and AI-powered analytics tools. Certain features—such as intelligent chat, portfolio management, or premium insights—may be available only to registered users and/or paid subscribers.
2. User Accounts
- Registration: You may be required to register an account to access certain Services.
- Your Responsibility: You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.
- Accuracy of Information: You represent and warrant that all information provided during registration is accurate and kept up to date.
- Suspension/Termination: We reserve the right to suspend or terminate your account immediately if you violate any provision of these Terms.
3. Paid Plans and Subscriptions
- Premium Services: Certain advanced features (such as high-performance AI chat models or increased usage limits) require subscription to a paid plan.
- Payment Processing: Payments are securely processed through authorized payment service providers.
- Refund Policy: Subscription fees are final and non-refundable, unless otherwise required by applicable law.
4. Disclaimers and Financial Liability
4.1 Service and Information Disclaimer
All Services, market insights, analyses, and AI-generated outputs provided by IUX24 Media LTD are offered on an “as is” and “as available” basis. IUX24 Media LTD makes no warranties or representations, whether express or implied, regarding the Services, your use of the Services, or any information provided, including but not limited to:
- Implied warranties of merchantability or satisfactory quality
- Non-infringement
- Fitness for a particular purpose
IUX24 Media LTD does not guarantee the accuracy, completeness, or timeliness of any information or AI-generated results. Such information does not constitute financial, investment, or legal advice.
4.2 Limitation of Liability
Whether you use the Services free of charge or under a paid plan, the total aggregate liability of IUX24 Media LTD (including its affiliates, directors, employees, or agents) for any and all claims arising from the provision or use of the Services under these Terms shall be limited to the maximum extent permitted by law.
IUX24 Media LTD shall not be liable to you or any third party for any indirect, incidental, consequential, or special damages, including but not limited to:
- Lost revenue
- Lost savings
- Lost business opportunities
- Lost profits
This applies regardless of whether the claim arises in contract, warranty, negligence, or any other legal theory, even if IUX24 Media LTD has been advised of the possibility of such damages.
4.3 Investment Decision Responsibility
You agree that you are solely responsible for verifying and evaluating all information obtained from IUX24 Media LTD and for making any investment or business decisions.
Use of the Services constitutes full acceptance of the risks associated with independent financial data analysis.
4.4 Market Data and Data Delays
You acknowledge and agree that prices of securities, indices, futures, foreign exchange (Forex), and digital assets (Cryptocurrency) displayed on IUX24 Media LTD may not be real-time and may be subject to delays as required by data providers or exchanges (e.g., 15-minute or 20-minute delays).
Such prices are provided for indicative purposes only and are not suitable for actual trading decisions. IUX24 Media LTD and its data providers shall not be liable for any losses arising from trades based on such information.
4.5 Third-Party Data Rights
Certain index and stock price data may be the intellectual property of stock exchanges (such as NYSE, NASDAQ, SET, or others) or third-party data providers. You may not store, reproduce, redistribute, or commercially use such data without prior written consent from the relevant rights holder or exchange.
4.6 Disclaimer Regarding Artificial Intelligence–Generated Content (X24AI Feature)
Any content, insights, analyses, responses, or outputs generated by the X24AI feature are provided for general informational and educational purposes only.
Such content does not constitute, and shall not be construed as, financial advice, investment advice, trading advice, legal advice, tax advice, or any offer, solicitation, or recommendation to enter into any transaction or investment strategy of any kind.
X24AI does not take into account your personal financial circumstances, investment objectives, risk tolerance, or applicable regulatory requirements under your jurisdiction.
You acknowledge and agree that any use of AI-generated content is made entirely at your own discretion and risk, and IUX24 Media LTD shall not be liable for any losses, damages, or consequences arising from any decision or action taken in reliance on such content.
4.7 AI Content Governance and Limitation of Scope (X24 AI)
X24AI is an artificial intelligence system designed to provide general information, explanations of financial concepts, and analytical content solely for educational and informational purposes.
X24AI does not act as:
- a financial advisor;
- an investment advisor;
- a securities or derivatives trading advisor; or
- a provider of personalized advice under applicable laws and regulations.
Content generated and displayed by X24AI is produced automatically by data-driven models and does not constitute a suitability assessment or personalized recommendation tailored to you.
5. Acceptable Use
Users agree not to:
- Use IUX24 Media LTD for illegal, misleading, or fraudulent activities
- Attempt to reverse engineer, copy, or resell platform content or technology
- Upload or distribute harmful or malicious content
- Infringe upon the intellectual property rights of IUX24 Media LTD or third parties
We reserve the right to suspend or terminate accounts that violate these rules.
6. User-Generated Content
6.1 License Grant
If the Services allow you to post, comment, or publish content (“User Content”), you retain ownership of your content. However, by posting such content, you grant IUX24 Media LTD a non-exclusive, royalty-free, worldwide, and perpetual license to use, reproduce, modify, publish, translate, and display such content through our Services and other media for promotional and service development purposes.
6.2 Content Responsibility
You represent that you have lawful rights to the content you post and that it does not violate third-party rights, laws, or regulations, nor constitute false information, public panic, or market manipulation.
6.3 Content Moderation Rights
IUX24 Media LTD reserves the sole right to review, remove, or modify any User Content deemed inappropriate, in violation of these Terms, or posing legal risk, without prior notice.
7. Intellectual Property
The IUX24 Media LTD website and all present or future content—including text, analyses, financial data, images, videos, audio, graphics, infographics, designs, software, AI models, algorithms, datasets, articles, directories, manuals, and other materials (“Content”)—as well as trademarks, service marks, trade names, domain names, copyrights, trade dress, patents, trade secrets, and all related intellectual property rights (“Intellectual Property Rights”) are the exclusive property of IUX24 Media LTD or its licensors.
All Content is protected under the intellectual property laws of England and applicable international laws.
You may not use, copy, distribute, sublicense, assign, transfer, sell, lend, or commercially exploit any part of the Services or Content, including market data, without our prior written consent.
You must not copy, translate, decompile, disassemble, reverse engineer, or create derivative works from any software or documentation provided through electronic or other means without our prior written approval.
8. Changes to the Terms
We may update these Terms from time to time. The latest version will always be published on our website.
Continued use of IUX24 Media LTD after any changes constitutes your acceptance of the updated Terms.
9. Email Communications
By creating an account, you consent to us using your email address to send marketing materials, service announcements, important notices, special offers, and related communications. You may opt out at any time by clicking the unsubscribe link provided in the emails.
10. Severability
If any provision of these Terms is found to be unlawful, void, or unenforceable in whole or in part, such provision shall be enforceable to the maximum extent permitted by law and shall not affect the validity or enforceability of the remaining provisions, which shall remain in full force and effect.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of laws principles.
All parties irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to resolve any disputes, claims, or proceedings arising out of or relating to these Terms.
12. Contact
If you have any questions, suggestions, or requests regarding your personal data, please contact us at: