HDFC Bank exceeds analyst estimates as net profit reaches 186.53 billion rupees for the third quarter

India’s largest private lender reported an 11.5 percent rise in profit. Strong loan growth and improved margins helped the bank exceed analyst expectations.

Insights:
HDFC Bank Limited has reported a standalone net profit of 186.53 billion Indian rupees for the quarter ended December 31, 2025. This performance exceeded the analyst consensus expectation of 183.7 billion rupees by 1.5 percent. As the largest private lender by market capitalisation in IN ININ, HDFC Bank Limited (NSE) saw its net profit increase by 11.5 percent compared to the 167.35 billion rupees reported in the same quarter of the previous year.
FILE PHOTO: HDFC Bank logo is seen in this illustration taken June 19, 2025. REUTERS/Dado Ruvic/File Photo
FILE PHOTO: HDFC Bank logo is seen in this illustration taken June 19, 2025. REUTERS/Dado Ruvic/File Photo
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