First Citizens' 2026 Guidance Misses Wall Street Expectations
First Citizens BancShares' 2026 net interest income guidance falls below Wall Street expectations, triggering a 9% stock decline and impacting the regional banking index.
Insights:
First Citizens BancShares has announced its 2026 net interest income (NII) guidance, projecting a range between $6.5 billion and $6.9 billion. This forecast falls short of Wall Street's consensus expectation of $6.92 billion, according to LSEG estimates. The announcement led to a significant market reaction, with First Citizens' stock plummeting over 9% in a single trading day.






