Truist Financial Profit Rises but Disappointing Revenue Guidance Hits Shares
Truist Financial Corporation reported a profitable fourth quarter but surprised markets with a downbeat revenue forecast for early 2026 as shares fell.
Insights:
Truist Financial Corporation reported a rise in fourth-quarter 2025 profit on Wednesday but issued revenue guidance for the first quarter of 2026 that fell significantly short of Wall Street expectations. The Charlotte, North Carolina-based bank forecast a revenue drop between 2% and 3% for the first quarter of 2026. This outlook stands in sharp contrast to the 5.4% revenue jump anticipated by analysts. Following the announcement, Truist Financial Corporationshares declined 2% in pre-market trading.
For the fourth quarter ended December 31, 2025, Truist Financial Corporationrecorded a profit of $1.29 billion, or $1.00 per share. This performance marked an improvement from the $1.22 billion, or 91 cents per share, reported during the same quarter last year. Net interest income for the quarter rose 3.1% to reach $3.7 billion. Additionally, non-interest income grew to $1.55 billion in the quarter, compared with $1.47 billion a year earlier.
