Wells Fargo Shares Decline After Fourth Quarter Earnings Fall Short of Estimates

Wells Fargo reported fourth-quarter profits and net interest income that missed analyst expectations. Shares fell 2.5 percent as the bank issued a cautious 2026 outlook.

Insights:
Wells Fargo & Company reported fourth-quarter earnings for 2025 that missed Wall Street expectations for both profit and net interest income, despite reaching significant regulatory milestones earlier in the year. The bank announced net income of $5.36 billion, or $1.62 per share, which fell short of the $1.67 per share anticipated by analysts. Net interest income for the period reached $12.33 billion, a 4 percent increase year-over-year, but still below the $12.46 billion target set by market consensus. Following the announcement, the bank's shares fell 2.5 percent as investors reacted to the results and a cautious outlook for the coming year.
FILE PHOTO: A Wells Fargo bank logo is pictured through glass in New York City, U.S., June 4, 2025. REUTERS/Kylie Cooper/File Photo
FILE PHOTO: A Wells Fargo bank logo is pictured through glass in New York City, U.S., June 4, 2025. REUTERS/Kylie Cooper/File Photo
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