Luis de Guindos advocates for balanced Basel 3 pace to protect European bank competitiveness
Luis de Guindos called for a paced adoption of Basel 3 rules to match U.S. delays. He also criticized national barriers to cross-border banking consolidation.
Insights:
European Central Bank (ECB) Vice President luis de guindos addressed the European Parliament in Brussels on Thursday, January 15, 2026, to advocate for a balanced and paced approach to the implementation of the Basel 3 framework within the 
EU. luis de guindos, who also chairs an ECB task force dedicated to simplifying banking rules, argued that delays in the 
US regarding the adoption of these global standards must be factored into European policy to avoid putting regional lenders at a competitive disadvantage.
EU. luis de guindos, who also chairs an ECB task force dedicated to simplifying banking rules, argued that delays in the US regarding the adoption of these global standards must be factored into European policy to avoid putting regional lenders at a competitive disadvantage.
