ICICI Bank misses earnings estimates as regulatory review sparks provision hike

ICICI Bank reported a net profit of 113.18 billion rupees for the third quarter. The results fell below analyst expectations after a regulatory loan review.

Insights:
ICICI Bank Limited , the second-largest private lender in India ININ, reported a standalone net profit of 113.18 billion Indian rupees for the third quarter ending December 2025. This figure fell short of the 123.54 billion rupees estimated by analysts in a poll compiled by LSEG. The earnings miss was primarily attributed to provisions that more than doubled compared to the previous year, reaching 25.56 billion rupees.
A bird flies past the facade of the ICICI bank head office in Mumbai, India, April 21, 2023. REUTERS/Francis Mascarenhas
A bird flies past the facade of the ICICI bank head office in Mumbai, India, April 21, 2023. REUTERS/Francis Mascarenhas
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