US Household Wealth Growth Slows As Debt Stress Rises
A new Federal Reserve survey reveals that US household wealth gains slowed between 2022 and 2025 while financial stress and loan delinquencies increased. Although incomes rose for lower earners, wealth inequality widened significantly.
The United States economy generated broad income and wealth gains between 2022 and 2025, though financial stress climbed alongside elevated inflation and interest rates. The Federal Reserve's latest Survey of Consumer Finances revealed slower overall wealth accumulation compared to the volatile pandemic years. The findings highlight a widening divergence in household financial health, with lower-income families experiencing sharp drops in net worth while top earners pulled ahead.
