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China December Bank Loans Beat Forecasts Amid Stimulus Efforts But Annual Growth Hits Seven Year Low

China saw 910 billion yuan in new loans during December 2025 as stimulus measures began. However, annual figures still reached their lowest level since 2018.

Insights:
The People's Bank of China (PBOC) released data on January 15, 2026, showing that new bank loans in China CNCNreached 910 billion yuan in December 2025. This figure exceeded the analyst consensus expectation of 800 billion yuan, signaling that government stimulus programs initiated in September 2025 have appeared to begin restoring some credit appetite. Despite the monthly beat, the December total was lower than the 990 billion yuan recorded in December 2024.
A China yuan note is seen in this illustration photo May 31, 2017. REUTERS/Thomas White/Illustration
A China yuan note is seen in this illustration photo May 31, 2017. REUTERS/Thomas White/Illustration
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