British Lenders Forecast Drop in Mortgage Demand During Early 2026
The Bank of England reveals lenders anticipate a decline in mortgage demand. This follows a weak end to 2025 while consumer lending remains stagnant.
Insights:
The Bank of England published its quarterly Credit Conditions Survey on January 15, 2026, providing a detailed outlook on the credit environment across the United Kingdom 
GB. The report highlights that British lenders expect the demand for mortgages to fall during the early months of 2026. This forecast follows a period at the end of 2025 where mortgage demand had already experienced a decline.
GB. The report highlights that British lenders expect the demand for mortgages to fall during the early months of 2026. This forecast follows a period at the end of 2025 where mortgage demand had already experienced a decline.
