New Jersey Counties Face Elevated Foreclosure Risks

New Jersey maintains one of the highest foreclosure rates in the nation. A recent report identifies four counties facing elevated foreclosure risks driven by high housing costs and unemployment.

New Jersey recorded the seventh-highest foreclosure rate across the United States in the first half of 2026, driven by judicial backlogs and high housing costs. A new study by real estate data firm NestCash evaluated all 21 counties in the state to map local financial stress. Investors tracking regional credit risks face divergent default vulnerabilities depending on local employment and mortgage burdens.

Elevated Risk Concentrated in Four Counties

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