US bank regulators move closer to proposing new Basel rules for large lenders
Federal regulators have submitted new Basel capital proposals to the OMB for review. The move marks a key step toward updating risk standards for large banks.
洞察:
The Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) submitted proposals to the Office of Management and Budget (OMB) / Office of Information and Regulatory Affairs (OIRA) on February 13, 2026, to review rules implementing the Basel 'endgame' framework. This formal procedural step in the US 
US rulemaking process advances the consideration of changes to how large U.S. banks measure risk and assign capital. The filings specifically concern the Regulatory Capital rule and the Standardized Approach for Risk-weighted Assets rule.
US rulemaking process advances the consideration of changes to how large U.S. banks measure risk and assign capital. The filings specifically concern the Regulatory Capital rule and the Standardized Approach for Risk-weighted Assets rule.This move by the FDIC and the OCC signals that regulators are moving closer to proposing changes that would affect the capital measurement and requirements for the banking industry / large U.S. banks. While the two agencies have moved forward with their submissions, the Federal Reserve had not posted a corresponding submission to the OMB/OIRA as of the time of the announcement. This lack of a corresponding filing highlights the current state of interagency coordination on the matter.
