German banks hold excess capital but face low loan demand
German banks hold 183 billion euros in excess capital but struggle to find borrowers. High energy costs and Iran war risks continue to deter new investments.
Xurve View
洞察:
Xurve View
Germany banks hold €183B in excess capital above regulatory requirements but are failing to find credit-worthy borrowers to issue loans. The lending freeze persists as the conflict in Iran drives up energy costs for the energy-importing economy. Capital remains idle as uncertainty weighs on investment decisions.
