Americans drop Obamacare plans for riskier health options

Millions of Americans dropped their Affordable Care Act marketplace plans this year due to sharp premium increases. Many are now turning to short-term policies or health-sharing programs to cut costs, raising concerns over inadequate coverage.

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Ryan Shapiro poses for a portrait following an interview with Reuters at his home in Frederick, Maryland, US, September 22, 2026. REUTERS/Nathan Howard

Three million United States residents dropped Affordable Care Act plans this year, facing surging premiums after tax credits expired. The departures sparked a shift toward skimpy short-term insurance and unregulated health-sharing pools. The exodus mirrors a broader affordability crisis across the health sector as patients weigh routine care against household survival.

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